The cost of living crisis can have a significant impact on mental health. Here are some ways in which the cost of living crisis can impact mental health: 1. Financial stress: The cost of living crisis, including rising housing cost, food prices, and other essential expenses, can cause financial stress and anxiety. 2. Insecurity and … Continue reading The mental health impact of the cost-of-living crisis

On average, Women retire with less than half the pension income of Men. There are various reasons why, such as 1. Gender pay gap: Women tend to earn less than men over the course of their careers, which means they have less money to contribute to their retirement accounts. This can result in lower pensions. … Continue reading Why Women can be disadvantaged when it comes to Pensions

With the end of the current tax year, the 5th April 2023, just around the corner, it’s important to consider taking advantage of the tax benefits available whilst you can. There is just over 6 weeks until the new tax year begins, so it’s worth checking to make sure you have utilised all the allowances … Continue reading Making the most of the current tax year allowances

Three Reasons why it’s important to putting your protection Policy into Trust: Better control – Making sure the money goes to who you intended it to at the right time Faster Payments – When a protection policy is in a Trust, the Provider will usually be able to pay the proceeds on receipt of the … Continue reading The Importance of Putting Protection Policies in Trust

What is Protection? Do I need it and if so, where do I start… There are lots of different Protection Policies offered by Insurers, and they all offer different benefits. There’s certainly not a one size fits all policy with Protection, so it is advisable that you get independent financial advice tailored to your own … Continue reading Protection Policies

Rishi Sunak has presented the public with a Budget for a “new age”, one which he says will prepare the country for a post-Covid “age of optimism”. The Chancellor delivered us what at first glance appeared to be some good news, a £150bn spending rise with extra money for schools, tax cuts for businesses and … Continue reading Autumn Budget and Spending Review 2021